Looking for the best credit repair books to repair your credit? We’ve brought together a list of the best credit repair books to help you improve your credit score. Pick any of the books from our list to get started on your path to repairing your credit!
John Harris gives the best insights from his years as a credit bureau manager. The credit bureau is where your credit score comes from, so he knows his stuff! He goes over the credit basics, getting rid of claims, and disputing claims. He has over 3,000 letters from customers who successfully deleted negative items from their credit reports. And if that isn’t enough, he includes his direct email and responds within 24 hours if you need help!
According to the author Thomas Harris, increasing your score from 'fair' to 'good' saves you an average of $86,200 over a lifetime. Imagine what you could do with that extra money! Thomas helps you improve your credit in as little as 45-60 days. You’ll find who to work with, letter templates, ways to protect your new credit gains, and more to repair credit.
This book compresses the methods of credit repair specialists and credit attorneys so you can succeed in repairing your credit. Skipping specialists will save you thousands of dollars in fees and thousands more with lower interest rates on loans! The author also has a personal touch that she will respond to emails for questions and help! There are hundreds of success stories from the book, and you could be one too!
Dave Graham will teach you all the credit basics. He covers different kinds of debt and how to fix mistakes. This book has charts and templates to visualize what growth can look like for you. In addition, it will walk you through when to declare bankruptcy. It's written in plain language and easy to read! Like many other books on our list, this one has a number of letter templates to help you take actionable steps to improve your score.
Author Mark Clayborne provides step-by-step dispute instructions to repair your credit. This book includes fifteen letter templates to challenge credit companies and win! One reader used these methods to go from a score of 495 to 803 in four years!
Author Anthony Daniels teaches you how to use your money like the rich. This book can help you go from bad credit to borrowing six figures in less than a year. Instead of hiring an expensive accountant or legal expert to fix errors in your credit score, this will outline how to do it yourself. Anthony’s experience, knowledge, and writing style make this a repair book that is more than information – it’s a lifeline for your future!
In the special edition, Author Dana Lee combines two books to outline the federal laws designed to protect you from banks and creditors. Don’t let creditors push you around because you don’t know your rights. Instead, fight back with tips to stop them in their tracks. Take advantage of the step-by-step process to remove your record's negative marks and restore it to a high score.
Authors James Paris and Robert Yetman can help you increase your credit score by 100 points in as little as 100 days. As mortgage agents, James and Robert are helping clients improve their scores to get a home loan. They highlight recovering from bankruptcy, how the banks see you, and how to kiss poor credit goodbye forever!
Carolyn Warren's book is the only choice if you want credit repair advice delivered with kindness. She cares about you and wants you to succeed. If a book could say that, this one does on every page. It’s a great, fast read that will help you improve your credit score in no time.
Bradley Caulfield’s book refers to Section 609 of the Fair Credit Reporting Act. This lets you send a dispute letter to remove negative information on your credit report. As a part of the Fair Credit Report Act, bureaus are responsible for removing any information from your report that can’t be confirmed. The idea behind these 609 letters is it’s difficult to verify a disputed claim, even if truthful!
If we could use a sports analogy, a 609 Letter is like a challenge in football. If the credit bureaus can’t “confirm” your negative behavior, they have to remove it!
The templates are easily the best part of this book. The author gives you fill-in-the-blank sections to input in your information and send the 609 dispute letters. This strategy doesn’t guarantee removal, but it’s another tool in your toolbox.
Steve Bucci gives you the tools you need to repair your credit. This all-in-one guide covers bankruptcy, recovering from identity theft, how credit reporting works, and how to engage with your student loans. It goes step by step into all these areas and includes forms, templates, and other helpful tools to whip your credit score into shape!
Marquess Hitchcock’s book is cheap and only 33 pages long. Marquess compresses years of experience into a one-hour read so that you understand how credit works and how to build or repair yours. Don’t let bad credit stand in the way of living the life you want!
Author Abel Gray has forty-three comprehensive chapters to answer all your credit repair questions. It goes in-depth into what impacts your credit, how to use a 609 and 809 to your advantage, the truth about credit cards, good debt vs. bad debt, and how to get out of debt in various ways. It has a final, unique chapter about opening a new credit file to build credit! If you want that, you need this book!
Tamara Rasheed takes a no-nonsense approach to your credit score. She believes fixing your credit is a long-term game you can win. This book includes advice on how to use credit cards, ways to delete all credit negative items, how to free up your money, and make your credit work for you. With eleven years as a credit repair specialist and coach, she knows her stuff!
Benjamin Harris answers how to repair credit differently than most authors. He helps you imagine what your world looks like if all your financial stress vanishes. What if you could achieve your dreams and fund the goals of your children? He shows how to get a high credit score– a key ingredient to living this kind of life. This book includes all the wisdom on how credit works, how to repair it, and start living your dream life!
If you’re struggling to pick a book to start, any will do. To help you prioritize, we’ve included our favorites near the top. Remember, no one will care about improving your credit as much as you do. These credit repair books have the tools you need to be successful, but only you can wield them! Grab a copy, start applying what you learn, and start improving your credit score today!